21/06/2009 by bill.

Columbus Direct believes in offering high quality, comprehensive Mortgage Payment Protection at low prices so you can ensure your home is protected should the worse happen and you are made unemployed or unable to work due to an accident or illness. And with their instant online quote coverage is easy to arrange.

Top 10 reasons why you should choose Columbus Direct:

* They GUARANTEE to beat new and existing like-for-like Mortgage Payment Protection Insurance quotes from banks and building societies (2)

* Cover from £1.76 per month (1)

* NO hidden admin fees, unlike other low-cost providers

* Unemployment benefit includes dismissal and probation period

* NO long excess periods

* Cover from £100 to £2,000 per month available

* Bereavement and Carer cover included

* Backache and stress cover

* Cover for dangerous occupations

* UK based call centres

Columbus have built their reputation as a company packaging the protection people want, and selling it to them directly, at the right price and when protecting an asset as dear to you as your home, you’ll want to deal with insurers that offer reassurance, professionalism and trust as standard.

Get a free quote today at Columbus Mortgage Protection

(1)Applicants must have a residential mortgage, be in full time employment for at least 6 consecutive months prior to the start date and be under 45 years of age. Offer available until 31st December 2008

(2) Per £100 of cover required, for accident or sickness only. Prices for unemployment are higher.

More about mortgages and MPPI

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30/12/2008 by bill.

See moneyjungle.net for more about payment protection insurance

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06/06/2008 by bill.

The Competition Commission has criticised the way Payment Protection Insurance - PPI - is usually sold at the smae time as the laons it related too. The Commission has found that this results in lack of competition and high prices.

Consumer organisations have long criticised the way PPI is sold and the FSA has fined lenders for misselling PPI.

PPI is supposed to provide for loan repayments to be made in the event of accident, sickness or unemplyment but all too often borrowers find that they are not covered for their particular circumstances.

The Competition Commission suggests that the answer may be too ban the sale of PPI policies by lenders when the loan is taken out. In the meantime our advice to borrowers is not to allow themselves to be pressured into taking out a PPI policy. Always read the terms and conditions carefully and check that the cover offered is appropriate for your circumstances and the premiums are reasonable for the risk that the policy covers.

For more information about Personal Loans and PPI see moneyjungle.net.

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