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Archive for the Swine Flu Category

Contingency Planning for a Flu Pandemic

Employers have a duty to take measures to minimize the risk of flu spreading amongst employees.

Click here for useful advice and health protection products from Viking Direct.

See also advice for employers from the UK Health and safety Executive.

Swine Flu and Travel Insurance

The number of confirmed cases of Swine Flu (H1N1) across the world continues to grow; just recently eight British schoolchildren on a trip to China remained in hospital with swine flu, and over 50 of their classmates and teachers quarantined.

It is now more important than ever to ensure that you have the right travel insurance before you book your trip in case anyone contracts the disease.

Your Questions answered:

Medical expenses and repatriation cover whilst overseas.
Check that your policy will cover medical costs and, should it be necessary, will get you home if you contract swine flu whilst overseas.
Cancellation cover if you catch swine flu before you travel.
Check that your policy will offer cancellation cover if you get swine flu before you travel and it is deemed necessary to cancel your trip.
Cancellation cover if the Foreign & Commonwealth Office ( FCO) suddenly advise against travel.
If the FCO advise against travel to a specific country you were due to visit, you can make a claim for any unused travel or accommodation costs you are unable to get back from your tour operator or issuing agent.

Curtailment cover following a government directive recommending evacuation from a country or area.

Check that your policy will cover the cost of getting you home and reimburse any unused travel and accommodation costs if the government is recommending evacuation from the country or area where you are staying.
No cover for ‘disinclination to travel’
If the FCO are not advising against travel to your chosen destination, you will not be covered for cancellation if you simply choose not to travel.
No cover if you travel against FCO advice
If the FCO are advising against travel to your chosen destination you will not be covered if you choose to travel.

Remember that Travel Insurance policies do not cover any individual for travel to countries which the FCO and/or WHO advises against all but essential travel. For your own safety, you should always check the status of the country to which you are travelling by visiting that country information page on the FCO website.

Anyone who travels abroad on business should check that they have comprehensive cover through their company travel policy.Insurance Choice offers comprehensive Business Travel Insurance.



Useful Links:

World Health Organisation (WHO)
Foreign & Commonwealth Office (FCO)
Department of Health
Health Protection Agency
NHS Choices

More about travel insurance

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